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Many small businesses in Arizona rely on digital systems for daily tasks, increasing their exposure to phishing, ransomware and other digital threats. Cyber insurance can help a business recover costs linked to these incidents and works alongside existing business insurance to address financial and operational fallout. What Cyber Insurance May Cover Cyber policies usually include a mix of services and financial […]

Two common commercial insurance options are a business owners policy (BOP) and general liability insurance. Understanding the differences between these policies can help you make informed decisions to protect your business as it evolves. Understanding General Liability Insurance General liability insurance is designed to protect your business from claims involving third-party bodily injury, property damage, or personal and advertising injury. […]

Running a medical practice often comes with unique challenges, especially when it comes to financially protecting your team and your business from unexpected risks. While incidents involving patients and treatment administration may be the first things to come to mind, internal issues can also present significant problems. Understanding how employment practices liability insurance (EPLI) can cover your staff, including office managers, is […]

Leasing a new office space is a major step for any Arizona medical or dental practice. But before signing a lease, it’s essential to understand the business insurance requirements that landlords often include in commercial lease agreements. Common Insurance Requirements Many Arizona landlords require tenants to carry specific types of insurance as a condition of […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]